Reinhart Week in Review by Madison Investments 05.30.2025


TARIFFS

The Court of International Trade ruled that the Trump administration does not have authority under the statute that it cited (IEEPA) to implement the retaliatory tariffs announced on and since April 2 and the tariffs on Mexico, Canada and China related to fentanyl flows. Equity markets rallied on this news. The next day an appeals court temporarily stayed the lower court’s order to rescind these tariffs pending a hearing of the Trump administration’s appeal. Separately, President Trump on social media accused the Chinese government of violating the agreement reached in Switzerland two weeks ago that significantly reduced tariff levels between the U.S. and China.

Our Take: Expectations around the ultimate level of restrictiveness of trade policy under the Trump administration are being whipsawed back and forth on almost a daily basis. Even if tariffs and trade restrictions end up at levels that are not as disruptive as those announced on April 2, the level of uncertainty around trade policy could easily cause enough businesses and consumers to pull back on purchases and hiring to push the U.S. into a recession. 

 

U.S. ECONOMY

First quarter GDP was revised up 0.1% from -0.3% to -0.2%. Underneath the small change in the headline number was a -0.41% revision in consumption driven mostly by services and a 0.38% revision upward in inventories. April personal incomes rose 0.8%, while inflation-adjusted spending slowed to 0.1% from 0.7% in March. Core consumer inflation was down 0.1% to 2.5% year-over-year, still above the Fed’s 2% target. Interest rates fell slightly on increased expectations for Fed easing.

Our Take: First and second quarter GDP should be viewed together to smooth out the impact of increased imports and inventory builds as firms tried to make purchases ahead of tariffs. The same is true of consumer spending. The Fed is unlikely to ease without much greater clarity around the persisting impact of policy changes on growth, employment and inflation.

 

TREASURIES DOWNGRADE

Moody’s downgraded U.S. government debt (Treasuries) from Aaa to Aa1, removing the last AAA/Aaa rating from the three major ratings agencies. Moody’s cited years of unsustainable fiscal policies from multiple administrations and no clear plan to address this. The yield curve steepened, especially beyond 10 years.

Our Take: Most market participants view agency ratings of Treasuries as essentially meaningless. The Moody’s downgrade may have driven a slight increase in the term premium for longer maturities, but this was also concurrent with the release of more details of the budget bill.

 

FED

This week the Fed released the minutes from the May FOMC (Federal Open Market Committee) meeting.  While the committee maintained a generally positive view of current economic conditions, the minutes show an increased level of uncertainty regarding the impact of changes in economic policy under the new administration, particularly tariffs. FOMC participants noted that tariff increases announced so far had been “significantly larger and broader” than anticipated. There was also considerable uncertainty regarding “the scale, scope, timing, and persistence” of economic effects associated with changes in trade policies, as well as the impact of changes to other fiscal, regulatory, and immigration policies. Overall, participants described the uncertainty surrounding the economic outlook as “unusually elevated.”  Separately, Chair Powell met with President Trump at the White House. The president told Powell that the Fed should be lowering rates, and Powell responded by stating that the Fed would act in service of its mandates based on incoming data.

Our Take: Given the heightened uncertainty at the Fed, it is no surprise policymakers kept rates unchanged.  The Fed remains focused on a careful, data-driven approach to policy normalization and appears willing to hold its target rate steady as it assesses the impact of the administration’s policies.

 

MUNICIPALS

Colleges and universities have borrowed more than $17 billion of municipal debt so far this year according to Bloomberg. This marks the largest issuance since at least 2014. Besides issuing municipal bonds, some institutions have issued taxable debt or taken out private loans this year.

Our Take: Many institutions are taking steps to protect themselves in case their amount of federal funding decreases. Besides issuing debt, some universities have made changes to personnel levels by enacting hiring freezes and offering buyout packages to employees. Some institutions have increased the number of admitted students to gain additional tuition revenue.

“Madison” and/or “Madison Investments” is the unifying tradename of Madison Investment Holdings, Inc., Madison Asset Management, LLC (“MAM”), and Madison Investment Advisors, LLC (“MIA”). MAM and MIA are registered as investment advisers with the U.S. Securities and Exchange Commission. Madison Funds are distributed by MFD Distributor, LLC. MFD Distributor, LLC is registered with the U.S. Securities and Exchange Commission as a broker-dealer and is a member firm of the Financial Industry Regulatory Authority. The home office for each firm listed above is 550 Science Drive, Madison, WI 53711. Madison’s toll-free number is 800-767-0300.

Any performance data shown represents past performance. Past performance is no guarantee of future results.

Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of, or guaranteed by, any financial institution. Investment returns and principal value will fluctuate.

This website is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security and is not investment advice.

Although the information in this report has been obtained from sources that the firm believes to be reliable, we do not guarantee its accuracy, and any such information may be incomplete or condensed. All opinions included in this report constitute the firm’s judgment as of the date of this report and are subject to change without notice. This report is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.

Madison Investment Holdings, Inc. acquired the fixed income management assets of Reinhart Partners, Inc. on June 11, 2021 and now employs the Investment Team that previously managed the assets at Reinhart. The Investment Team manages the assets using substantially the same strategies and objectives as at Reinhart. Performance information dated prior to the purchase reflects that of Reinhart Partners, Inc.

Quality refers to the bond ratings provided by the various third-party ratings agencies. Stability and predictability refer to the cash flow of individual securities and not to the market value or performance of portfolio holdings. There is no guarantee this strategy will lead to investment success.

In addition to the ongoing market risk applicable to portfolio securities, bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally, the longer a bond’s maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which allows the issuer to retain the right to redeem the debt, fully or partially, before the scheduled maturity date. Proceeds from sales prior to maturity may be more or less than originally invested due to changes in market conditions or changes in the credit quality of the issuer.

A basis point is one hundredth of a percent.

Bond ratings are grades given to bonds that indicates their credit quality as determined by a private independent rating service such as (Standard & Poor’s or Moody’s, etc.) The firm evaluates a bond issuer’s financial strength, or its ability to pay a bond’s principal and interest in a timely fashion. Ratings are expressed as letters ranging from ‘AAA’, which is the highest grade, to ‘D’, which is the lowest grade. All investments involve risk, including loss of principal and there is no guarantee that investment objectives will be met. Fixed income securities are subject to interest rate and credit risk, which is a possibility that the issuer of a security will be unable to make interest payments and repay the principal on its debt. As interest rates rise, the price of fixed income securities fall s. Before investing, investors should consider carefully the investment objectives, risks, charges, and expenses of the portfolio.