Reinhart Week in Review by Madison Investments 08.22.2025


FED

In a speech at the Jackson Hole Economic Symposium, Fed Chair Jerome Powell acknowledged that while inflation has declined meaningfully from its post-pandemic highs, it remains somewhat above target. He noted that higher tariffs have begun to increase prices in some categories of goods. On employment, he described the labor market as being in a “curious balance,” caused by a sharp slowdown in both labor supply and demand, adding this dynamic increases downside risks to employment that could materialize quickly. With policy still restrictive, he said the “shifting balance of risks may warrant adjusting our policy stance.”

Our Take: Although he was careful to stress the Fed’s balanced and data-dependent approach to monetary policy changes, Powell’s tone was more dovish than many expected. A rate cut in September now looks like the base case, but stronger labor data or increasing inflation prior to the meeting could change that outlook.

 

TRADE

The U.S. and EU formalized more details of their agreement by which European autos, pharmaceuticals and semiconductors would face reduced tariffs from current levels in exchange for better access for U.S. seafood and agricultural products, as well as changes to European digital services regulations. The Trump administration also opened the prospect for lower tariffs on European steel and aluminum. Canadian Prime Minister Mark Carney announced that the 25% retaliatory tariffs on imports from the U.S. would not apply to goods shipped under the United States–Mexico–Canada Agreement (USMCA), but tariffs on U.S. steel, aluminum and autos would remain in place.

Our Take: Deals with the most important U.S. trading partners continue to trend towards tariffs being lower than threatened earlier in the year but still significantly higher than under the previous administration.

 

MUNICIPALS

S&P Global Ratings upgraded Metropolitan Transportation Authority (MTA) debt tied to farebox and toll revenue. $17.1 billion of debt was upgraded from A- to A with a stable outlook. S&P cited the success of the Congestion Relief Zone toll pricing, an increase in ridership, and tax funding as reasons for the upgrade. 

Our Take: The Congestion Relief Zone toll pricing has been in effect for eight months and has successfully generated revenue for the MTA. In addition, ridership has increased as workers return to the office. However, uncertainty remains, as President Trump has been critical of the congestion pricing program and continues to threaten the MTA with funding cuts.

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A basis point is one hundredth of a percent.

The federal funds rate is the target interest rate range set by the Federal Open Market Committee (FOMC) for banks to lend or borrow excess reserves overnight. It influences monetary and financial conditions, short-term interest rates, and the stock market.

In addition to the ongoing market risk applicable to portfolio securities, bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally, the longer a bond’s maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which allows the issuer to retain the right to redeem the debt, fully or partially, before the scheduled maturity date. Proceeds from sales prior to maturity may be more or less than originally invested due to changes in market conditions or changes in the credit quality of the issuer.

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