Reinhart Week in Review by Madison Investments 10.31.2025


THE FED

As expected, the Fed cut rates by 25 basis points this week, bringing the federal funds rate to a range of 3.75%-4.00%, citing increased downside risks to employment amid a cooling labor market and inflation that remains somewhat elevated. There were two dissenting votes this week, with one member favoring a 50 basis point cut while another preferred no change. In his post meeting remarks, Fed Chair Jerome Powell noted there were “strongly differing views” on how to proceed in December and that further reduction at that meeting is “not a foregone conclusion, far from it”. He added that “policy is not on a preset path” and the Fed will remain data dependent as it balances both sides of it dual mandate. Treasury rates rose following Powell’s press conference remarks.

Our Take: There was no surprise with this week’s rate cut. However, the split vote and accompanying remarks hint at growing divisions within the Fed. The Committee appears increasingly cautious amid greater uncertainty about the path ahead. With policy moving closer to neutral, future moves will depend on incoming data and how quickly the economy responds to previous easing. This increases the uncertainty around the timing and extent of further Fed cuts.

 

TRADE

The Trump administration announced a trade deal with China that cuts the tariffs related to fentanyl, extends the “truce” on reciprocal tariffs, scales back restrictions on U.S. technology exports, commits China to purchases of U.S. soybeans and delays Chinese export restrictions on rare earth metals for a year. Separately, the U.S. and South Korea finalized their trade agreement announced in July.

Our Take: This week’s agreement with China removes the immediate threat of triple digit tariffs on Chinese imports. The temporary truce nature of the deal leaves the uncertainty surrounding the trade relationship between the world’s two largest economies in place. The Chinese government is likely to take note of the leverage that the country’s dominance in rare earth metals has given them in negotiations with the U.S.

 

MUNICIPALS

The Center for Research on the Wisconsin Economy released a report this week which indicated that poor Wisconsin Badger football performance could lead to not only lower revenue within the football program but also lead to a decline in spending in the city of Madison and the state of Wisconsin. The report estimates that the city could lose up to $160 million and the state could lose $280 million due to “reduced attendance, gameday spending, tourism and reputational value.”  The University of Wisconsin Athletic Department disputed the findings, stating: "Although we do not believe that this study portrays a complete and accurate representation of the economic factors around the football program, we all share a common interest in its successful future.”

Our Take: Wisconsin sports fan tourism dollars will likely be spent in other places, some within the state. Major universities with successful athletic programs, especially football, will have a positive economic impact on their city and state as fans spend money on merchandise and at local restaurants and hotels as they support their team. Smaller cities like Madison will feel a greater effect of lower gameday tourist spending compared to larger, more economically diversified that draw a broader base of tourist spending.

“Madison” and/or “Madison Investments” is the unifying tradename of Madison Investment Holdings, Inc., Madison Asset Management, LLC (“MAM”), and Madison Investment Advisors, LLC (“MIA”). MAM and MIA are registered as investment advisers with the U.S. Securities and Exchange Commission. Madison Funds are distributed by MFD Distributor, LLC. MFD Distributor, LLC is registered with the U.S. Securities and Exchange Commission as a broker-dealer and is a member firm of the Financial Industry Regulatory Authority. The home office for each firm listed above is 550 Science Drive, Madison, WI 53711. Madison’s toll-free number is 800-767-0300.

Any performance data shown represents past performance. Past performance is no guarantee of future results.

Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of, or guaranteed by, any financial institution. Investment returns and principal value will fluctuate.

This website is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security and is not investment advice.

Although the information in this report has been obtained from sources that the firm believes to be reliable, we do not guarantee its accuracy, and any such information may be incomplete or condensed. All opinions included in this report constitute the firm’s judgment as of the date of this report and are subject to change without notice. This report is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.

Madison Investment Holdings, Inc. acquired the fixed income management assets of Reinhart Partners, Inc. on June 11, 2021 and now employs the Investment Team that previously managed the assets at Reinhart. The Investment Team manages the assets using substantially the same strategies and objectives as at Reinhart. Performance information dated prior to the purchase reflects that of Reinhart Partners, Inc.

A basis point is one hundredth of a percent.

The federal funds rate is the target interest rate range set by the Federal Open Market Committee (FOMC) for banks to lend or borrow excess reserves overnight. It influences monetary and financial conditions, short-term interest rates, and the stock market.

In addition to the ongoing market risk applicable to portfolio securities, bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally, the longer a bond’s maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which allows the issuer to retain the right to redeem the debt, fully or partially, before the scheduled maturity date. Proceeds from sales prior to maturity may be more or less than originally invested due to changes in market conditions or changes in the credit quality of the issuer.

Quality refers to the bond ratings provided by the various third-party ratings agencies. Stability and predictability refer to the cash flow of individual securities and not to the market value or performance of portfolio holdings. There is no guarantee this strategy will lead to investment success.