Multi-Asset Solutions
Mosaic Model Portfolios
Strategy Overview
Madison’s Mosaic Model Portfolios are actively managed, risk-aware, and globally diversified asset allocation portfolios that span the risk/reward spectrum. The carefully curated series of distinct portfolios across ETF/Mutual Fund and ETF mandates is focused on delivering strong risk-adjusted returns over a full market cycle.
Philosophy & Approach
Madison’s Multi-Asset Solutions Team embraces the Participate & Protect® philosophy and approach, which seeks to participate in rising markets while protecting capital when markets decline. Within our Mosaic model portfolios, this is reflected in a three-pillar framework.
- Manage risk – Protecting capital is the first priority. We do this by emphasizing quality and intentional diversification.
- Valuation-driven – Embracing our flexible mandate, we derive a valuation-based return scenario across asset classes and take on a contrarian disposition when the story does not match the price.
- Disciplined and open process – We rely on a robust, research-driven process to align and actively adapt portfolios to our macroeconomic views.
Investment Process
Our disciplined and dynamic investment process combines comprehensive global analysis with active management to build high-conviction portfolios. We set asset allocation targets based on macro views, valuations, and risk correlations, deliberately differentiating from traditional benchmarks. Portfolios are constructed using best-in-class strategies and are continuously monitored and adjusted to reflect current market conditions and opportunities.
Experienced Management
Patrick Ryan, CFA®
Chief Investment Strategist, Head of Multi-Asset Solutions, Portfolio Manager
Stuart Dybdahl, CFA®, CAIA®
Portfolio Manager, Analyst
Active and Adaptive Portfolios
Portfolios
Mosaic Model Portfolios
Portfolios that leverage the tax efficiency of ETFs with the risk-adjusted return potential of actively managed mutual funds.
Portfolio Options:
Income Advantage • Capital Preservation •
Conservative • Moderate
• Moderate Growth
Growth • Aggressive • Equity
Mosaic ETF Model Portfolios
Portfolios that combine Madison’s active asset allocation expertise with the tax efficiency of ETFs.
Portfolio Options:
Income Advantage • Capital Preservation •
Conservative • Moderate
• Moderate Growth
Growth • Aggressive • Equity
Mosaic Tax-Sensitive Model Portfolios
Portfolios that combine Madison’s active asset allocation expertise with the tax efficiencies of ETFs and municipal bonds.
Portfolio Options:
Conservative • Moderate
• Moderate Growth
Defining Characteristics
Active Asset Allocation
Active portfolios express Madison’s real-time views and beliefs about broad economic trends and the nuances within industries, markets, and asset classes.
Active Risk Management
A risk-managed investment approach aims to provide investors with the confidence and stability needed to remain focused on long-term goals.
Independent Thinking
Portfolios are constructed with best-in-class investment strategies rather than only utilizing funds from a single investment manager.
Our Latest Thinking
Hear from our Multi-Asset Solutions portfolio managers as they share their perspective on the key economic and market developments driving asset prices and portfolio positioning.
All investing involves risks including the possible loss of principal. There can be no assurance the asset allocation portfolios will achieve their investment objectives. The portfolios may invest in equities which are subject to market volatility. In addition to the general risk of investing, the portfolio is subject to additional risks including investing in bond and debt securities, which includes credit risk, prepayment risk and interest rate risk. When interest rates rise, bond prices generally fall. Securities rated below investment grade are more sensitive to economic, political, and adverse development changes. International equities involve risks of economic and political instability, market liquidity, currency volatility, and differences in accounting standards.
Madison’s expectation is that investors in the strategy will participate near fully in market appreciation during bull markets and experience something less than full participation during bear markets compared with investors in portfolios holding more speculative and volatile securities. Therefore, the investment philosophy is intended to represent a conservative investment strategy. There is no assurance that Madison’s expectations regarding this investment strategy will be realized.
Please consult with your financial advisor to determine your risk tolerance and investment objectives. While Madison constructs portfolios for various risk tolerances, its Asset Allocation Team does not determine individual client’s risk tolerance or investment objectives.
Madison and its affiliates do not provide tax or legal advice. Please consult with a qualified professional for questions in these areas.
Diversification does not assure a profit or protect against loss in a declining market.